Thursday, April 18, 2024

Raising Frugal Children

One of the questions I’m often asked is how I learned to be frugal. It seems that many assume that I had frugal parents. And perhaps I did. But, in all honesty, I don’t remember my mom ever clipping coupons. I remember being limited on how much we could spend on school clothes, and knowing that we didn’t have the money for certain things. I had to buy my own car when I was sixteen and then had to be prepared to pay for my own insurance, gas, and any maintenance. I remember my family hunting for meat instead of buying much. But I wasn’t “taught” to be frugal growing up.

However, one thing I feel is very important is for us to teach our children how to live within their means. Many of us have grown up in this generational mentality of “if you want it, charge it.”  I can’t imagine how much better off ALL of us would be if we had simply not made the purchase until we could pay cash.

I try my best to make my children understand that we don’t just go out and buy whatever we want. We wait for the groceries we need to go on sale, we look for coupons to add to the sale, and we do price comparisons. Just because an item is on sale does not mean it’s the best value. I really noticed the value of what we’ve been teaching them recently when my oldest daughter was deciding how to spend her birthday money. We went in one store and she saw the game she wanted and noted the price. Then she asked me if we could go to a different store to see if they had a pre-owned one for less! As much as I didn’t want to stop at another store, I was happy to do so because I realized that my efforts are paying off!

I recently found a great article from “Deal” icious Mom called “Teaching Your Child to Be as Frugal as You.” I think you”ll find it interesting as well. Here’s an excerpt:

“As many economists love to remind us, the up and coming generation is the first that will most likely have a lower standard of living than that of their parents. Living through the recent recession seemed to drive the point home for us, but our children, as they should be, were protected from the brunt of the cutbacks, yellow letters in the mail, and creditors harassing us on the phone. However, if the events of the last three years are not enough to drive all parents to teach their kids financial responsibility before they leave the nest, nothing will be.”

To continue reading the remainder of this article, please click here.

I urge you to be training up your children with these valuable life lessons of frugal principles now.

Now on to some other stuff! For more deals– click through!

Publix New Coupon Policy

Effective May 23, 2011, Publix has announced that it will no longer accept competitor coupons from drug stores such as Walgreens and CVS for items other than prescriptions. I have also been told that they do not consider Target and Walmart competitors and do not accept those coupons. However, each region may vary because some stores have accepted Target coupons from me, and some have not. So, I recommend checking specifically with your store.

In addition, Publix reserves the right to limit quantities of items purchased with coupons.

You can read Publix statement regarding their policy here.

I think we are going to see these types of changes as a growing trend due to the fact that more people are using coupons in this economy. And, unfortunately, I believe the TV show “Extreme Couponing” has encouraged hoarding instead of sensible couponing. Publix has always technically had a limit on their BOGO sales, but I’ve never had a store enforce it on me. However, if people start emptying their shelves of sale product, I’m sure Publix will start doing enforcing that policy.

All You Magazine June Coupon ListFrugally Thrifty has been kind enough to provide a list of coupons that will be in Walmart’s All You Magazine for July. You can check it out here to see if you want to stop by and pick up a copy. I believe it retails for $2.49 per issue if you buy it at Walmart, but you can get a subscription for less. However, I will tell you that sometimes the subscription version has less coupons than the newsstand version.

Walmart Deals – Iheartthemart.com has put up the best deals at Walmart for this week. You can find it here.

For local calendar events:

For Delray Beach, click here.

For Boynton Beach, click here.

For Boca Raton, click here.

Now, on to the deals this week!

Know the Lingo BOGO – Buy one, get one free SS – Smart Source (coupon inserts in Sunday’s papers) RP – Red Plum (coupon inserts in Sunday’s papers) PG – Proctor & Gamble (coupon inserts in Sunday’s papers) GM – General Mills (occasional coupon inserts in Sunday’s papers) Blinkie – coupon dispensers in stores Peelie – coupons found on products that you peel off Hangtag – coupons found hanging on bottles All You -Magazine sold at Walmart or via subscription

Whole Foods: Click here for their coupons. If you prefer to shop at Publix, they should accept these as competitor coupons. You may also want to check out The Thrifty Mama’s post on Whole Foods deals here.

Publix Greenwise: Click here for their weekly ads.

Many thanks to IHeartPublix.com for their great tips on shopping at Publix!

For Publix “Super Deals” for 7/14-7/20, please click here.

For Publix full sale list with coupon match-ups for 7/14-7/20 please click here.

For Publix Advantage Buy Flyer sales, please click here.

Renita’s Favorite Money-Saving Sites

http://www.simplycvsshopping.com/

http://www.specials.publix.com

http://www.iheartpublix.com

http://www.iheartwags.com

http://www.iheartcvs.com

http://www.cvsdeals.gather.com

http://publixpennypincher.blogspot.com

http://www.southernsavers.com

http://frugalityisfree.com

http://getadealdude.com

http://claimsqueen.com/

http://www.thesimpledollar.com

http://www.iheartthemart.com E-Book now available!

I’m excited to tell you that my book is now available as an e-book! So, you can save money while you learn to save even more money by purchasing an e-book instead of a traditionally bound book! For more information, please clickhere.

Kindle book now available!

My book is now available for the Kindle! Please click here!

Renita is a resident of Palm Beach County, and author of “Wow! You Saved How Much?” For more information, visit her website athttp://wowyousavedhowmuch.com.

“Copyright© Renita R. Perrone All rights reserved. Permission granted to reprint this article on your website without alteration (excluding the weekly deals) if you include this copyright statement and leave the hyperlinks live and in place.” http://wowyousavedhowmuch.com

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